Wedding Gold Jewellery Planning Guide: Budget, List and Checks

Set the budget in grams, not just rupees

The gold rate changes every day, so a budget in rupees buys different weights on different days. Decide how many grams you want in total, then watch the live rate to estimate the cost. Our price calculation guide shows how weight turns into price.

Make a list of pieces

Traditional pieces vary by family and region. Common choices are a mangalsutra, bangles, a necklace or chain, and earrings. Decide which are for the wedding day and which are for daily wear afterwards; daily-wear pieces are better in lighter weights and in 18K.

Detailed guides: bangles, mangalsutra, earrings, chains and necklaces.

Compare price breakups, not totals

Ask every jeweller for weight, purity, rate, making charge percentage, stone value and GST as separate lines. A lower total can hide a higher making charge, and a higher total can simply mean heavier gold. See making charges explained.

Spreading the cost

If the wedding is months away, a gold savings scheme can spread the cost into monthly instalments. Understand the terms first: gold savings scheme kaise kaam karta hai, and see our plans on the Gold Savings Schemes page.

Hallmark, bills and safety

Verify BIS hallmark and HUID on each piece (how to check HUID), keep every invoice, and store the jewellery safely. Use our 8-point checklist at every shop you visit.